Especially for players that are not particularly interested in bonuses and promotions. While the registration process can be a bit detailed, the platform offers generous rewards, making it an enticing option for sports betting enthusiasts despite the lack of a dedicated app. The platform greets visitors with enticing welcome bonuses, multi-bet boosts, and significant daily jackpots. Its user-friendly mobile app for Android, iOS, and Huawei devices allows for convenient betting without the need for data, transforming the on-the-go betting experience. Markets range from match winner and over/under goals to more advanced options like both teams to score, handicaps, and accumulators. This variety makes football betting one of the most attractive options for players betting in Ghana.
Betting Features
It also provides free live streaming on selected events and supports Cash Out, so you can settle wagers before the match ends. The early payout feature is another highlight; it pays out early if your team goes two goals ahead, which is handy for football fans who want to secure winnings early. The sportsbook covers over 20 sports, including football, rugby, Esports, and virtual sports. It offers a wide range of betting options, and you can build custom stakes using its Bet Builder tool. In the area of corporate social responsibility, sports betting operators have provided a platform for many people in the sports industry to receive training and rediscover themselves. These initiatives also help to discover new talents in the sports industry in Ghana.
Mobile Betting in Ghana
This season I’m up $1,800 thanks to the bot’s college basketball picks. Now I follow the bot’s recommendations and I’m profitable every month. When the bookmaker’s odds are higher than the true probability of the outcome, the gap is your edge.
Responsible Gambling Assistance
According to the Gaming Commission of Ghana, there are now over 20 licensed bookmakers in Ghana. Business Today is Kenya’s top business news platform, delivering timely updates, expert analysis, and insights to keep you ahead in finance, entrepreneurship, and innovation. Registered under BCLB Licence Number BK , when you first register on their website, you get a free bet of KSh20–50, which you can use to bet on your games of choice. If you are a newcomer to SportyBet, you will probably be interested in how to bet & win every day on SportyBet. The Minister of Youth Development and Empowerment, George Opare Addo, has assured the public that the betting tax will be abolished when the 2025 budget is presented. Mission casino sites ghana StatementRegulate the gaming industry to ensure full compliance of the law.
They may not dominate elite opponents through possession, but they are more than capable of punishing mistakes and turning matches into fast, emotionally charged contests. Ghana enters the FIFA World Cup 2026 as one of the tournament’s most intriguing outsider teams. The Black Stars combine explosive attacking talent, experienced leadership, and emotional intensity in a way that makes them extremely dangerous in the right matchups. For those interested in betting on the World Cup, Ghana may offer better value as an underdog than as a favorite.
To register for a SportyBet account using the app, simply click on the Register button on the app’s homepage, fill in your personal details, and agree to SportyBet’s terms and conditions. Once you have completed the registration process, you can log in to the app and start betting on sports. Virtuals—football and beyondWhen real-world schedules pause, virtual betting and virtual football keep the action running 24/7 with familiar markets and rapid settlements. Football is the headliner, but there’s also tennis, basketball, horse racing and dog racing—so there’s always a market live, day or night. To ensure fairness, Secretbet keeps all the data of each draw archived, so any player can look up everything they want to.
Customer Service
- Before placing bets, gamblers must carefully go through the Terms and Conditions.
- Withdrawals of amounts less than GH₵ 7500 per transaction are also processed immediately.
- Despite its simple website design, this betting platform offers a wealth of betting options.
- You won’t find a bookmaker that doesn’t offer as many football competitions as possible.
- This means that Team A must win by 3 goals for the bet to be successful.
- As the country finds itself in dire economic straits, the gaming industry has become one of the industries that the government has targeted to increase its revenue.
Freebet is great to learn the ins and outs of TOTO without losing money in the process. Getting TOTO Jackpot Jackpot is one of the main TOTO features intrinsic to slots. In TOTO it allows the player to win much more if they correctly predict 100% of the event results of the draw. It’s also possible to use both approaches at the same time with TOTO, by manually predicting some results and randomising the others. 9th tier (in case of 15 tiers) without winnings, and 4 — both the 9th and 10th tiers. The draw ends with a full bet refund if more than 5 events are cancelled.
How SBO Chooses the Best Betting Sites for Ghanaians
Betboro have a variety of deposit and withdrawal methods including the growing mobile money methods on their stable. Some of the available options include bank transfers, credit/debit cards. The mobile money services include Airtel Tigo, MTN Mobile money, Vodafone. Our Betboro Ghana reviewnhas more information on the minimum deposit and maximum withdrawal. When it comes to their welcome bonus and other promotions, 22bet is one of the most generous online sportsbooks among betting companies operating in Ghana. New customers can receive a 100% bonus on their first deposit up to GHS750 in bet credits.
If you don’t want to use cryptocurrencies but still need a fast payment method, you should go for e-wallets. Although options are quite limited in Ghana, to MTN mobile (Skrill) and PayPal to be precise, these 2 are the fastest withdrawal methods when it comes to fiat currency. If hassle-free and instantaneous transactions are something you want for best betting sites in Ghana, it doesn’t get any better than cryptocurrencies. These are decentralized digital currencies that you can get from crypto exchanges. The Betway casino section offers all types of games starting from slots and progressive slots to table games and more. You can find a lot of variations of roulette, baccarat, and poker too.
- If you are looking for bookmakers with their Ghanaian site, Betboro deserves mention.
- The squad has enough talent to finish second in a competitive group if performances remain organized and emotionally balanced.
- Players should find sites that are safe, legal, and have fair chances to win.
- Their odds payout rate for football, snooker, and cricket ranks highest and most competitive.
- Gambling sites have a number of tools to assist you to stay in control, including deposit limits and time outs.
- Betway app is another great choice as it provides live betting and streaming services.
- You can find a lot of variations of roulette, baccarat, and poker too.
- One important factor for bettors monitoring World Cup odds is Ghana’s emotional momentum.
- Whether you’re using mobile apps or visiting sites to bet on popular sports in Ghana, bank transfers and other popular bank-based methods are almost always available.
- They enjoy betting on this sport and follow all the tournaments happening throughout the year.
- All sportsbooks we recommend are licensed and regulated, providing legal betting Ghana options.
- For those who prefer more traditional methods, mobile money services like MTN Mobile Money, Vodafone Cash, and AirtelTigo are widely accepted by Ghanaian gambling platforms.
We closely examine the range of betting events and markets offered by the platform. Our focus spans across various sports, from popular international leagues in North America and Europe to African championships and local Ghanaian leagues and divisions. This new betting site in Ghana keeps the excitement going with enticing weekly promotions, including rewarding sports jackpots. With a focus on convenience, Parimatch Ghana ensures quick deposits through partnerships with top local mobile money providers. This bookmaker has just recently entered the Ghanaian online betting industry, but it already aspires to be one of the country’s leading bookmakers. That being said, it comes as no surprise that online bookmakers constantly update and deliver the top football betting offerings to attract more players to their platforms.
What are the Most Popular Sports to Bet on in Ghana?
A common indicator of addiction is when your gambling goes from a fun and harmless to an unhealthy obsession with serious consequences, affecting your personal life negatively.
Deposit Methods Accepted by Betting Sites in Ghana
Come on over and take a spin with the bookmakers we’ve handpicked just for you. Any online betting site that wants to provide gambling services, including mobile betting, must follow the regulations set by the Commission. Finally, responsible gambling features play an important role in user safety. Tools such as deposit limits, self-exclusion options, and access to support resources help players manage their betting habits responsibly.
Some betting sites reward regular gamblers with bonuses like cashback, free bets, or reload bonuses. Players should always check if the site has rewards for active clients. When the free bet wins, the player usually keeps the profit, but the free bet amount does not return.
However, there might be exceptions because some bonuses require a more substantial transaction. Live BettingLive Betting is also known as In-Play and is one of every bookie’s hidden gems. Famous for its distinct markets and dynamic odds, the Live Betting section attracts many punters in Ghana. It is advisable to check this commission’s site and learn more about betting in the country. Although it is legal, there are many conditions punters must adhere to before they start betting. Always play on licensed platforms regulated by the Gaming Commission of Ghana or reputable global authorities like MGA or UKGC.
Licensed by the Gaming Commission of Ghana, with its roots as being one of the best betting sites in Kenya. This is because there are many reputable online betting sites that operate in the country. There are many online casino sites in Ghana that you can access with a stable internet connection.
Top Sports Betting Sites
You can bet on a wide range of sports, including football, tennis, handball, volley, cricket, etc. The betting industry has become a vital source of government revenue. Licensing and operational fees are substantial, with sports betting companies paying $120,000 annually and $1000 for each key employee employed. According to the Gaming Commission of Ghana, the country currently hosts 25 sports betting operators, 12 online casinos, and 24 landed casinos, among others. Yes, the online betting operators in Ghana compete against each other because they want to attract as many customers as possible.
To get the best mobile betting experience, use the 22bet app and betway app. These apps are super smooth and functional on both iOS and android devices. Online betting and online gambling are perfectly legal in Ghana meaning Ghanaians are free to enjoy online sports betting to the fullest. Not to worry, at BetBlazers every single betting site we have on our list are great football betting sites. You can read more about football betting sites below and how to choose the right one for you. If you want more options, more bonuses and more features, here’s is a rundown of the top 15 betting sites operating in this country.
This allows players to place bets, check balances, and withdraw winnings using simple SMS USSD codes, eliminating the need for internet connectivity altogether. Recognising the diversity in mobile phone usage, some betting sites offer ‘lite’ versions of their platforms. These are optimised for speed and efficiency, making them perfect for older mobile phones or areas with slower internet connectivity. Our step-by-step evaluation process factors in essential elements such as the range of sports, payment options, and customer service, among other criteria.
- We created a list of steps you need to follow to make online payments and claim the welcome bonus.
- Choosing from the best betting sites in Ghana is not easy, even for experienced punters.
- It likely comes as no surprise that football is the most popular sport in Ghana.
- Ghana, like many West African countries, has legalised all forms of gambling.
- From our testing and review, we have found 22bet, Betway, Betboro,1xbet and Greatodds to be the best bookmakers based on the series of factors outlined above.
- Sports Bonuses and Promotions play a pivotal role in our evaluation.
- You can use our betting tips for tomorrow for most of their sports games for profiting.
- These three bookies offer the best virtual sports betting in Ghana.
- Additionally, 22Bet recently constructed mechanized boreholes for two communities in the Central and Volta regions, showcasing the industry’s commitment to social impact.
- Many sites have Sports and Casino sections in the same place – and these three offer the best online casinos.
- Sites holding licenses from regulators such as NLRC, Curacao, or MGA must follow strict rules designed to protect users and ensure fair play.
- Customer support runs 24/7 and can be reached through live chat, email, WhatsApp, or by phone.
- The betting companies in Ghana are well aware, and they’re offering top-notch methods for Ghanaian punters.
- It is designed with simplicity in mind, and customers can easily access all the tools of the online platform.
- One of the benefits of deposit bonuses over welcome bonuses is that they have better terms than the welcome bonuses.
In fact, it has become an important source of revenue for the government of Ghana. As the country finds itself in dire economic straits, the gaming industry has become one of the industries that the government has targeted to increase its revenue. In April 2023, the Parliament of Ghana passed the Income Tax (Amendment) Act, 2023 (Act 1094). Among other things, Act 1094 introduced a gaming revenue tax of 20%. It also introduced a 10% tax on winnings from the gaming industry.
If you want to take a break from sports betting, the following events might interest you. However, in terms of placing bets and registering an account, there are requirements to be considered. The Netherlands has a long tradition of betting and has now moved online.
MSport 2025: Ghana’s No.1 sports betting site powers up for the new season with Chelsea & BVB
It’s a practical choice for anyone who wants an easy-to-use sportsbook with fast transactions and a lightweight interface. It covers more than 20 sports, including football, basketball, baseball, rugby, and Esports. New users can claim a 200% welcome bonus of up to GHS3,100 on their first deposit. There are also daily jackpots where users can win up to GHS 10,000 on selected events. There are also ongoing rewards like multi-bet upgrades, weekly giveaways, and free vouchers. The minimum deposit and withdrawal start at just GHS 1, depending on the payment method, and high rollers can deposit large sums without limits.
MSport – Sports Betting
But let me ask you this, how can you keep tabs on all of them so that you don’t miss out on the free bets and promotions that they give? Whether you’re an expert bettor or just starting out, we have the information you need to stay ahead of the game. Whether you want to punt on sports or try some of the latest casino games, the top betting sites in Ghana will require you to make a deposit. Even though most brands offer different payment solutions, some options can be found on every platform. With over 30 markets per football match and live betting options, MozzartBet requires players to deposit at least Ksh5 to play. There is no upper deposit limit, although payment platforms may impose transaction limits.
Pro Tips to Boost Your Betting Winnings 💡
When joining online betting sites, you will see a list of all the available bet types you can choose from. So, we recommend you check them and then sign up for the brand that suits you best. You can choose from a wide range of bet types when wagering on sports predictions.
- Parimatch is a well-known sportsbook among players all around the world.
- Cases of financial mismanagement and theft linked to betting highlight its devastating effects.
- Similar laws are followed regardless of which city or region you are betting in.
- We will answer some of the questions that frequently arise when talking about betting companies in Ghana.
- Some really profitable bets are those on which both teams will score (BTTS).
- Ghanaians are enjoying the variety available online—from live betting on ongoing matches to virtual sports that offer non-stop action.
- We verify the welcome offers and promo code availability, test the sign-up process, and go through the main features every month to ensure our reviews are up to date.
- From a betting perspective, Ghana offers several intriguing angles for tournament observers.
- This approach helps reduce the risk of gambling-related problems and encourages healthy habits.
- The app is easy to use on pc and provides users with a seamless betting experience.
- There’s a wide range of ways you can stake on matches, from standard 1×2 and handicaps to accumulators, system bets, and Asian markets.
- If you are a newcomer to SportyBet, you will probably be interested in how to bet & win every day on SportyBet.
- The average Ghanaian bettor is usually interested in sports, especially in football.
Their laser focus on providing an unmatched football wagering experience across leagues worldwide draws hordes of avid fans during every season. Punters can bet on hundreds of football leagues around the world on Soccabet, including fixtures from Ghana’s own Premier League. With their streamlined, easy-to-navigate site and specialized mobile app optimized purely for football, Soccabet makes placing pre-match and in-play bets seamless.
💰 What are the best betting offers I can claim right now?
- Transactions are fast, and the minimum deposit and withdrawal start from GHS 1, which is convenient for users who prefer smaller stakes.
- They’re regulated, safe to use, and provide a wide range of sports and betting markets.
- It’s worth noting that attempting to sign in to the site or make a deposit from a location where online gambling is illegal or unauthorized may result in extended login difficulties.
- With 1xBet, you don’t just get an online casino, you get the whole experience.
- Betway Ghana is a comprehensive online betting platform that caters to the Ghanaian market, offering a wide range of sports betting options, casino games, and other gambling activities.
- We are happy to report that the majority of betting companies in Ghana offer all the most prominent sports.
- This bookmaker, despite its relative short time of operations in Ghana, it is fast becoming the darling of Punters with a vast Sportsbook, competitive odds and great offerings.
- We believe that choosing a betting site goes beyond odds; it’s about embracing a platform that aligns with your preferences and values.
- You can rarely find an iGaming operator in Ghana that is as advanced as PremierBet.
Although this is lower than a welcome bonus, you can usually claim it multiple times. One of the benefits of deposit bonuses over welcome bonuses is that they have better terms than the welcome bonuses. The way a welcome bonus works is that you will be rewarded for making your first deposit at the betting site. This essentially mean that they will double your deposit up to a value of Ghs 1,000. If you deposit Ghs 1,000, you will receive the same amount for free and you can bet for Ghs 2,000. Emphasizing responsible gambling, Betway Ghana provides informative guides and tools for users.
From a soccer betting perspective, Ghana offers strong value in selective situations. Their unpredictability makes them risky as consistent favorites, yet extremely attractive as underdogs capable of producing upsets. The squad has enough talent to finish second in a competitive group if performances remain organized and emotionally balanced.
Comparison Table: Best Betting Sites in Ghana
From what we’ve observed, Australian Leagues, those from Finland and Iceland, and even the well-known Premier League have some games that usually witness over 2.5 goals. We highlight these games every week so you can cash-in on the wins. That’s why we’ve taken the trouble to compile a list of betting sites that offer free bets once you sign up. You don’t have to surf around looking for these gems anymore – we’ve got them all here for you. Our celebrated tipsters are on hand, using their knowledge and experience to help guide your bets.
Enter the mobile number you used during the sign-up process, and follow the prompts to reset your password and regain access to your account. The finance minister is currently engaging with the International Monetary Fund (IMF) to eliminate nuisance taxes, including the betting tax.. To join TOTO Free, the player needs to place a bet of at least 26 GHS or more at Secretbet on any other sports event outside TOTO with odds of 2 or higher.
Many betting companies in Ghana offer a wide variety of exciting rewards. Popular betting sites in Ghana include Betway Ghana, MozzartBet, and Betika. All these three betting sites in Ghana have established themselves as the top choices online for sports betting fans. Betboro Ghana stands out as a dynamic and user-friendly online bookmaker, catering specifically to the preferences and needs of the Ghanaian market. This bookie provides an unmatched immersive and enjoyable betting experience. Betpawa has over the years experienced an increase in number of young punters.
- This article will provide you with a step-by-step guide on how to log in to SportyBet, including the differences between logging in via the app and website.
- Skrill and NETELLER are two of the most common e-walletss accepted by online betting companies in Ghana.
- This means players may not always take out all their winnings, even after meeting the required bets.
- This means that it has undergone a full review of everything it offers and represents a safe place for you to place sports bets and play online casino games.
- You can use the latter to fund your online betting account in Ghana.
- We provide you with a daily list of sure odds from trusted bookies.
- Bank transfers also have a relatively high success rate, so your deposits will rarely be declined by your bank, as long as you play at a recommended and licensed betting site.
- When betting online in Ghana, you can enter your bank details and deposit directly from a checking account.
- Having an active account on any betting site opens doors to fantastic betting opportunities, allowing you to unlock all the available promotions.
- Their laser focus on providing an unmatched football wagering experience across leagues worldwide draws hordes of avid fans during every season.
- Welcome to BettingInGhana.com, your trusted resource for betting in Ghana.
- Matches involving the Black Stars can shift dramatically depending on an early goal or a sudden momentum change.
- The formation offers greater midfield compactness and pressing flexibility.
- We list all betting sites in Ghana with welcome bonuses in our top lists if you’d like to compare them.
- What made online betting easier and more available is the availability of betting apps.
Frequent players get enrolled in the VIP program granting dedicated account managers, faster payouts, bonus eligibility, and even event invitations. A portion of betting revenue should be allocated to skills development and entrepreneurship programs. By equipping young people with alternative sources of income, the government can reduce their reliance on betting as a livelihood. Strengthen Regulatory FrameworksThe government must enhance its regulatory mechanisms to eliminate illegal operators and ensure fair practices. Aligning Ghana’s policies with global best practices will help address the industry’s unique challenges while safeguarding vulnerable populations. The Gaming Commission’s recent Responsible Gaming Awareness Month is a commendable step.
However, sustained campaigns are needed to educate the public about the risks of gambling. Betting companies should invest in self-exclusion programs, counseling services, and hotlines to support those affected by gambling addiction. Unregulated platforms can be exploited for money laundering and other financial crimes. These entities often operate outside the reach of Ghanaian authorities, making it difficult to track transactions and enforce anti-money laundering measures. Players using unregulated platforms risk losing their money to scams, as these platforms lack accountability and oversight.
- Astropay is a super handy, virtual prepaid card that you can use to deposit funds into your betting account.
- TOTO creates a bet slip with up to 15 randomly chosen sports events for each new draw.
- With 1xBet, you don’t just get an online casino, you get the whole experience.
- You can rarely find an iGaming operator in Ghana that is as advanced as PremierBet.
- This brand provides a premium pre-match and live betting experience compared to other bookmakers.
- This bookmaker, despite its relative short time of operations in Ghana, it is fast becoming the darling of Punters with a vast Sportsbook, competitive odds and great offerings.
- We believe that choosing a betting site goes beyond odds; it’s about embracing a platform that aligns with your preferences and values.
- That being said, it comes as no surprise that online bookmakers constantly update and deliver the top football betting offerings to attract more players to their platforms.
- It’s worth noting that attempting to sign in to the site or make a deposit from a location where online gambling is illegal or unauthorized may result in extended login difficulties.
- Betway Ghana is a comprehensive online betting platform that caters to the Ghanaian market, offering a wide range of sports betting options, casino games, and other gambling activities.
- They also send push notifications for key events and wager updates, which help you stay informed without constantly checking your account.
From our testing and review, we have found 22bet, Betway, Betboro,1xbet and Greatodds to be the best bookmakers based on the series of factors outlined above. As the name suggests, Greatodds is about giving you great bet odds. They are one of the newest betting companies in Ghana, but they are already making a big impact. Legally licensed in Ghana by the Gaming Commission of Ghana with licensed no.
Ghana is open to the best betting companies, and once they meet the set requirements, these sites can provide betting opportunities to players in the country. The country’s betting market is regulated by the Gaming Commission of Ghana under the Ministry of Interior. Local and international betting sites can only operate in the country if they have a common seal established under the 2006 Gaming Act. Bonuses can make betting more rewarding, but it is essential to check if a site offers these promotions to players in Ghana. Some sites restrict bonuses based on location, so it’s important to ensure that players from Ghana can take advantage of them.
- The Gaming Commission of Ghana oversees all betting activities and makes sure sites have proper licenses and follow regulations.
- Jordan Ayew also continued to play an important role due to his tactical intelligence and ability to hold possession under pressure.
- The Black Stars also bring a tournament pedigree that cannot be ignored.
- For bettors studying FIFA betting tips, Ghana’s defensive profile suggests caution in clean-sheet markets against elite opponents.
- SportyBet has several deposit options available, such as Tigo, MTN, Vodafone, Airtel, Visa card, Mastercard, and GT Bank, which are processed instantly.
- The minimum deposit and withdrawal start at just GHS 1, depending on the payment method, and high rollers can deposit large sums without limits.
- Bookies are for-profit businesses and will do all they can to maximize profit.
- The Netherlands has a long tradition of betting and has now moved online.
- Whatever your choice, these organizations will help ensure you can manage your gambling activities.
- Our experts review and compare top bookmakers to help you bet safely and confidently.
- Ownership of MozzartBet is distributed among several shareholders, both locally and internationally.
- Markets range from match winner and over/under goals to more advanced options like both teams to score, handicaps, and accumulators.
- This provides convenience versus sites that require foreign currency conversion.
However, Ghana’s online sports betting market is projected to grow by 5.36% from 2024 to 2029. This means the market should reach a volume of $39.50 million by 2029. Despite the fact that more people prefer to punt on sports, Ghana is a country where you can also find online casinos. For a given casino to operate in the country, it needs to have a license from the local gambling commission. However, you may come across online casinos with a permit from places such as Curacao and Malta. Another popular way of adding and withdrawing money is making mobile payments.
Top-5 Betting Sites – Where to Bet on Sports in Ghana
Ghana’s forwards are encouraged to move aggressively into wide channels while midfielders support transitions with forward runs. Mohammed Kudus is particularly influential in this structure because he constantly changes positions and creates uncertainty for defenders. He can drift centrally, attack from the wing, or operate between midfield lines depending on the rhythm of the game. Ghana occasionally struggled in away matches where defensive concentration became inconsistent. The central defensive partnership changed multiple times due to injuries and form concerns, and there were moments where the team looked vulnerable against organized counterattacks.
But promo codes do not stay active for long, and some betting sites do not allow players to use promo codes together with other rewards. This is why players usually need to check the bonus rules carefully and use the codes quickly before they run out. Cashback helps players recover some of the money they lose on bets.
You can use these odds to place single or multiple bets, depending on your betting strategy. If you love the thrill, our 20 odds sure tips might be more up your alley. These require a bit more risk, but the rewards can be significant. We focus on multiple football leagues across the world and analyze statistical data to produce these ten sure odds. The Ghana National Lottery Authority (NLA) runs several games, and we believe you need precise predictions to win them.
It’s the betting sites’ way of giving you discount on your deposit. If you place smart bets, bonuses can help you win a lot more for your money. In this section we will cover the most common betting bonuses, ranging from welcome bonuses to risk-free bets. The regulatory environment has paved the way for both domestic and international betting companies to flourish.
9 predictions are the bare minimum for becoming eligible for prize money. From a FIFA World Cup betting perspective, Ghana’s qualification path reinforced the idea that this is a dangerous but volatile team. They are capable of producing outstanding performances against difficult opponents, yet they can also lose control of matches unexpectedly. That unpredictability makes them particularly interesting in live soccer betting markets where momentum swings matter heavily. The establishment of the Gaming Act 2006 saw the introduction of the Gaming Commission of Ghana. The Commission is responsible for controlling, regulating, supervising, and monitoring gambling operations, excluding lotteries.